SERVICES

BASIC

ADV. BASIC

BASIC PLUS

ADV. BASIC PLUS

PREMIUM 

ULTIMATE

General consultation

Specialist Consultation

To a limit of N30K

Prescribed Drugs

Primary care drugs Covered

Routine Laboratory Investigations 

Admissions

General ward

General Ward

Semi Private ward

Semi Private Ward

Private ward

Private ward

Feeding on Admission

Not Covered

Not Covered

Advanced Laboratory Investigations

         X

       X

         X

X rays 

Chest, limbs & joints

Chest, Limbs & joints

Basic+ Pelvimetry, skull, Abdomen & Sinuses

Basic+ Pelvimetry, skull ,Abdomen & Sinuses

Plain & Contrast

Plain & Contrast

Ultrasound Scans

(Abdominal & Pelvic)

Obstetrics only

Obstetrics only

Specialised Scans

(Obstetric, Total Abdominal, Transvaginal etc)

          X

        X

         X

         X

ECG, EEG

         X

         X

ECG Only

ECG only

MRI &  CT Scan

         X

         X

         X

          X

CT Scan only

Antenatal Care

To the limit of N15, 000

Normal Delivery

To the limit of N20, 000

Covered N50,000 Limit

Caesarean Section

To the limit of N50, 000

To the limit of N75, 000   

Covered

N150,000 Limit

Post-Natal Care

Care for New Born Baby

      Covered up to 4 weeks     

Covered up to 4 weeks

Covered up to 4 weeks

Covered up to 4 weeks

Covered up to 

4 weeks

Covered up to 

4 weeks

Intensive care (Neonate & Adult)

         X

         X

         X

         X 

To The Limit of 48Hrs

To The Limit of 72Hrs

Infertility Consultation, Investigation & Drugs

         X

         X

Consultation only

Consultation only

Covered up to approved limit N70,000

Covered up to approved limit of N100,000

Routine immunizations (OPV, DPT, BCG, Vitamin A, Measles, HBV) 

Specialised Immunization (Rotarix, Hiberix, MMR, Yellow fever, Chicken pox)

         X

         X

         X

IUCD Insertions, Injectibles, oral contraception

IUCD & Oral Contraceptives only

Norplant 

          X

         X

         X

Minor surgeries

Covered 

N50,000 Limit

Covered

N50,000 Limit

Covered N50,000 Limit

Covered N50,000 Limit

Covered N100,000 Limit

Covered N100,000 Limit

Intermediate surgeries

         X

Covered N150,000 Limit

Covered N200,000 Limit

Covered N200,000 Limit

Covered N350,000 Limit

Covered N350,000

Limit

Major Surgeries

         X

         X

         X

         X

Covered N500,000 Limit

Covered N500,000 Limit

Emergency care

Ambulance service (Hospital-Hospital)

At a fee

At a fee

At a fee

At a fee

Frame and Lenses

To the limit of N3, 000

Optometrist & Refraction Consultation N4,000 Limit

Covered N7,500 Limit

Covered N10,000 Limit

Covered N20,000 Limit

Covered N30,000 Limit

OPHTHALMOLOGIC CARE

         X

       X

        X

N30,000 Limit

150,000 Limit

N200,000

Limit

Specialist Consultation

           X

         X

Treatment and Eye Surgeries

           X

         X

         X

DENTAL CARE

(subject to Limit)

To the limit of N5, 000

N10,000 Limit

N15,000

Limit

N20,000 Limit

N50,000 Limit

70,000 Limit

Simple Extractions

Scaling & Polishing

Amalgam Filling

Composite Filling

          X

         X

         X

          X

          X

Root Canal Therapy

          X

         X

         X

          X

1 Tooth

2 Teeth

Dental Surgical Extraction

          X

         X

         X

          X

HIV/AIDS Education and Counselling

HIV/AIDS Investigation

Specific HIV/AIDS Treatment

         X

         X

         X

ADDITIONAL SERVICES

Physiotherapy

2 Sessions

3 Sessions

5 sessions

7 sessions

10 sessions

15 sessions

Renal Dialysis

          X

          X

          X

           X

One session

Two sessions

Health Education and Counselling

Physical Examination

Annual Medical – Basic Examination

         X

         X

         X

         X

Annual Medical – Comprehensive Examination

         X

         X

      X

          X

       X

Cancer Care, to a limit 

          X

       X

       X

       X

    X

To a limit of N300K