OUR HEALTHCARE PLANS

DETAILS OF MARINA (HMO) LTD GENERIC HEALTHCARE PLANS

SERVICES

BASIC

ADV. BASIC

BASIC PLUS

ADV. BASIC PLUS

PREMIUM 

ULTIMATE

General consultation

  •  
  •  
  •  
  •  
  •  
  •  

Specialist Consultation

  •  

To a limit of N30K

  •  
  •  
  •  
  •  
  •  

Prescribed Drugs

Primary care drugs Covered

  •  
  •  
  •  
  •  
  •  

Routine Laboratory Investigations 

  •  
  •  
  •  
  •  
  •  
  •  

Admissions

General ward

General Ward

Semi Private ward

Semi Private Ward

Private ward

Private ward

Feeding on Admission

Not Covered

Not Covered

  •  
  •  
  •  
  •  

Advanced Laboratory Investigations

         X

       X

         X

  •  
  •  
  •  

X rays 

Chest, limbs & joints

Chest, Limbs & joints

Basic+ Pelvimetry, skull, Abdomen & Sinuses

Basic+ Pelvimetry, skull ,Abdomen & Sinuses

Plain & Contrast

Plain & Contrast

Ultrasound Scans

(Abdominal & Pelvic)

Obstetrics only

Obstetrics only

  •  
  •  
  •  
  •  

Specialised Scans

(Obstetric, Total Abdominal, Transvaginal etc)

          X

        X

         X

         X

  •  
  •  

ECG, EEG

         X

         X

ECG Only

ECG only

  •  
  •  

MRI &  CT Scan

         X

         X

         X

          X

CT Scan only

  •  

Antenatal Care

  •  

To the limit of N15, 000

  •  
  •  
  •  
  •  
  •  

Normal Delivery

  •  

To the limit of N20, 000

Covered N50,000 Limit

  •  
  •  
  •  
  •  

Caesarean Section

  •  

To the limit of N50, 000

To the limit of N75, 000   

Covered

N150,000 Limit

  •  
  •  
  •  

Post-Natal Care

  •  
  •  
  •  
  •  
  •  
  •  

Care for New Born Baby

      Covered up to 4 weeks     

Covered up to 4 weeks

Covered up to 4 weeks

Covered up to 4 weeks

Covered up to 

4 weeks

Covered up to 

4 weeks

Intensive care (Neonate & Adult)

         X

         X

         X

         X 

  •  

To The Limit of 48Hrs

  •  

To The Limit of 72Hrs

Infertility Consultation, Investigation & Drugs

         X

         X

Consultation only

Consultation only

Covered up to approved limit N70,000

Covered up to approved limit of N100,000

Routine immunizations (OPV, DPT, BCG, Vitamin A, Measles, HBV) 

  •  
  •  
  •  
  •  
  •  
  •  

Specialised Immunization (Rotarix, Hiberix, MMR, Yellow fever, Chicken pox)

         X

         X

         X

  •  
  •  
  •  

IUCD Insertions, Injectibles, oral contraception

  •  

IUCD & Oral Contraceptives only

  •  
  •  
  •  
  •  
  •  

Norplant 

          X

         X

         X

  •  
  •  
  •  

Minor surgeries

Covered 

N50,000 Limit

Covered

N50,000 Limit

Covered N50,000 Limit

Covered N50,000 Limit

Covered N100,000 Limit

Covered N100,000 Limit

Intermediate surgeries

         X

Covered N150,000 Limit

Covered N200,000 Limit

Covered N200,000 Limit

Covered N350,000 Limit

Covered N350,000

Limit

Major Surgeries

 

         X

         X

         X

         X

Covered N500,000 Limit

Covered N500,000 Limit

Emergency care

  •  
  •  
  •  
  •  
  •  
  •  

Ambulance service (Hospital-Hospital)

At a fee

At a fee

At a fee

At a fee

  •  
  •  

Frame and Lenses

To the limit of N3, 000

Optometrist & Refraction Consultation N4,000 Limit

Covered N7,500 Limit

Covered N10,000 Limit

Covered N20,000 Limit

Covered N30,000 Limit

OPHTHALMOLOGIC CARE

         X

       X

        X

N30,000 Limit

150,000 Limit

N200,000

Limit

Specialist Consultation

           X

         X

  •  
  •  
  •  
  •  

Treatment and Eye Surgeries

           X

         X

         X

  •  
  •  
  •  

DENTAL CARE

(subject to Limit)

To the limit of N5, 000

N10,000 Limit

N15,000

Limit

N20,000 Limit

N50,000 Limit

70,000 Limit

Simple Extractions

  •  
  •  
  •  
  •  
  •  
  •  

Scaling & Polishing

  •  
  •  
  •  
  •  
  •  
  •  

Amalgam Filling

  •  
  •  
  •  
  •  
  •  
  •  

Composite Filling

          X

         X

         X

          X

          X

  •  

Root Canal Therapy

          X

         X

         X

          X

1 Tooth

2 Teeth

Dental Surgical Extraction

          X

         X

         X

          X

  •  
  •  

HIV/AIDS Education and Counselling

  •  
  •  
  •  
  •  
  •  
  •  

HIV/AIDS Investigation

  •  
  •  
  •  
  •  
  •  
  •  

Specific HIV/AIDS Treatment

         X

         X

         X

  •  
  •  
  •  

ADDITIONAL SERVICES

 

 

 

 

 

 

Physiotherapy

2 Sessions

3 Sessions

5 sessions

7 sessions

10 sessions

15 sessions

Renal Dialysis

          X

          X

          X

           X

One session

Two sessions

Health Education and Counselling

  •  
  •  
  •  
  •  
  •  
  •  

Physical Examination

  •  
  •  
  •  
  •  
  •  
  •  

Annual Medical – Basic Examination

         X

         X

         X

         X

  •  
  •  

Annual Medical – Comprehensive Examination

         X

         X

      X

          X

       X

  •  

Cancer Care, to a limit 

          X

       X

       X

       X

    X

To a limit of N300K

 

NOTE:

  • Means Covered Service

X   Means Uncovered Service